Is a mortgage broker free in Ireland?

Many mortgage brokers are free to the borrower as they receive commission from the lender. Some charge a fee of €300–€500 for complex cases. Always ask upfront.

Can a broker get a better rate than going direct?

Yes. Brokers have access to exclusive rates and can negotiate on your behalf. They also know which lenders are most likely to approve your specific situation.

Do I need a mortgage broker to buy a house in Ireland?

No, but using one can save thousands. A broker compares all lenders including AIB, Bank of Ireland, Avant Money, Haven, and more in one go.

How long does mortgage approval take in Ireland?

Approval in principle typically takes 5–10 working days. Full approval after a property is agreed takes 2–4 weeks.

Mortgage Brokers Ireland 2026 — Compare & Get Free Advice

What does a Mortgage Broker do?

Whole of market search

First-time buyer specialists

Switcher mortgages

Self-employed applications

Mortgage protection advice

Mortgage Broker Costs in Ireland (2026)

What mortgage brokers cost in Ireland in 2026:

Item	Typical cost
Most brokers (paid by lender)	Free to you
Fee-based brokers	€250 – €500
Potential saving from switching	€2,000+ / year

Indicative 2026 ranges — exact pricing varies by county and property. Compare free quotes to see your actual costs.

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What does a Mortgage Broker do?

Mortgage Broker Costs in Ireland (2026)

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Find a Mortgage Broker in Ireland

What does a Mortgage Broker do?

Mortgage Broker Costs in Ireland (2026)

Find Mortgage Brokers by County

Frequently Asked Questions

Get Free Quotes

Regulation Body